Privacy Policy
Effective Date: June 19, 2026
Your privacy is important to us. This Privacy Policy explains how MrPayUSA collects, uses, and protects your personal information when you use our website or apply for a payment plan.
1. Information We Collect
When you apply for a payment plan or contact us, we may collect the following information: full name, address, date of birth, Social Security Number (for identity verification), email address, phone number, employment and income information, and bank account details where required. We also collect standard website usage data such as IP address, browser type, and pages visited.
2. How We Use Your Information
We use the information we collect to process and evaluate your payment plan application, verify your identity, communicate with you about your account or application, improve our website and services, comply with legal and regulatory obligations, and prevent fraud and unauthorized access.
3. How We Protect Your Information
MrPayUSA uses bank-level encryption (SSL/TLS) to protect all data transmitted through our website. Personal and financial information is stored on secure servers with restricted access. We regularly review our security practices to ensure your data remains protected.
4. Sharing of Information
We do not sell your personal information to third parties. We may share your information with our retail partner (Mr. Appliance Sales) to fulfill your approved purchase, with identity verification and credit review services as part of the application process, and with legal or regulatory authorities when required by law. All third parties we work with are contractually required to protect your information.
5. Cookies & Tracking
Our website uses cookies and similar tracking technologies to improve your browsing experience, analyze site traffic, and understand how visitors use our site. You can control cookie settings through your browser. Disabling cookies may affect some functionality of the site.
6. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data may be retained for up to 7 years in accordance with financial record-keeping requirements.
7. Your Rights
You have the right to request access to the personal information we hold about you, request correction of inaccurate information, request deletion of your information where legally permissible, and opt out of marketing communications at any time. To exercise any of these rights, contact us at [email protected].
8. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
9. Third-Party Links
Our website may contain links to third-party websites, including our retail partner mrappliancesales.com. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us at [email protected] or call 770.526.2720. Business hours: Monday–Friday, 9:30am–5:00pm ET.