Shop Now. Pay Your Way. — MrPayUSA Flexible Payment Plans
Shop Now. Pay Your Way.
No stress, no hassle — just easy payments. Get approved in minutes from the privacy of your phone or computer — without impacting your credit. 90-day same as cash, flexible terms up to 18 months, and payment plans that fit your life.
Approved!
Ready to shop
90
Day Same
as Cash
Already have an account? Manage payments, update info, and view documents.
Simple Process
3 Easy Steps to Get Started
From application to shopping — the whole process is designed to be fast, private, and stress-free.
Apply on Your Phone or Computer
Fill out a quick application in minutes — all from the privacy and security of your mobile device or computer. No paperwork, no hassle.
Get Approved Fast
All credit types are considered. Receive your approval decision quickly and find out your payment options.
Shop & Pay Your Way
We have partnered with Mr. Appliance Sales to bring you additional payment options, so show your approval, and choose weekly or monthly payments that work for you.
Why Choose Us
Everything You Need,
Nothing You Don't
90-Day Same as Cash
Pay off your balance within 90 days and pay zero additional lease fees — a benefit most competitors simply don't offer.
Terms Up to 18 Months
Spread your payments over time with flexible terms that fit your budget.
Weekly or Monthly Payments
You choose. Tell your retailer's sales associate your preferred payment schedule.
Early Payoff Discounts
Pay off early and save. We reward you for paying ahead of schedule.
Up to $10,000 Approved
Qualified customers can be approved for up to $10,000 — giving you the buying power to get the appliances you actually need.
100% Mobile Privacy
Apply entirely from your phone or computer. No in-store embarrassment, no waiting in line.
Upgrade Your Kitchen Today
Refrigerators, ranges, dishwashers & more
Laundry Made Easy
Washers, dryers & laundry pairs
The MrPayUSA Difference
Unlike the Others,
We Reward You for Paying Early.
Most lease-to-own programs lock you in. MrPayUSA gives you early payoff discounts, flexible payment schedules, and a 90-day same-as-cash option — because you deserve a financing partner that's actually on your side.
Ready to Get Approved?
The application takes just minutes — all from your phone. Once approved, visit your favorite retailer and walk out with new appliances today.
Tell the sales associate your preference for weekly or monthly payments. That's it — you're done.
No hard credit pull to apply. All credit types considered.
Real People. Real Approvals.
Thousands of customers have used MrPayUSA to get the appliances they need — without the stress.
"I was skeptical at first but the process was so easy. Got approved in minutes and walked out with a brand new washer and dryer the same day. No hard credit pull — that was huge for me."
Marcus T.
Newnan, GA · Washer & Dryer
"My refrigerator died on a Friday night. By Saturday afternoon I had a new one delivered and installed. MrPayUSA made it possible when I didn't have the cash upfront. Would have given 5 stars but the application took a little longer than expected — still highly recommend!"
Sandra R.
Ocala, FL · Refrigerator
"We needed a full kitchen upgrade — new stove, fridge, and dishwasher. Got approved for $10,000 and the monthly payments fit right into our budget. The 90-day same-as-cash option was a bonus."
James & Keisha W.
Atlanta, GA · Full Kitchen Package
Join our family of happy customers — get approved in minutes.
Have Questions?